
Your credit score gives you a clearer picture of your financial standing and is one of the factors that may affect your eligibility, financing amount, and terms. At Sakhi, we help you understand it better so you can make financial decisions with confidence



Your credit score is calculated by SIMAH and reflects your history of managing financial obligations and repayments. It helps assess your financing eligibility and determine the offer available to you
With your permission, we check your SIMAH credit record to assess your eligibility and identify financing options that suit your financial situation.
Paying on time reflects good financial habits and can help improve your credit score
Using a large portion of your available credit may signal financial strain and lower your credit score
Submitting multiple financing applications within a short period may affect your credit profile and credit score
Check your SIMAH report regularly to make sure your information is accurate and spot any errors that may affect your credit score

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Find answers to the most common questions about financing, eligibility, repayments, and using Sakhi app
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